Thursday, November 14, 2024
HomeAutomobile InsuranceSite visitors Accidents Involving Authorities Automobiles or Property

Site visitors Accidents Involving Authorities Automobiles or Property


Site visitors accidents are unpredictable. Within the unlucky occasion of damaging authorities property, reminiscent of road lights, highway indicators, or limitations, you will want to pay for the damages. In case your accident includes a authorities automobile (AM automobile), a police automobile, a fireplace truck, or an ambulance, are there totally different procedures to observe in comparison with common visitors accidents? Kwiksure shares the steps and concerns for dealing with accidents involving authorities property or autos.

Involvement with Authorities Automobiles in Site visitors Accidents: Settle or Report?

Chances are you’ll settle the matter privately for typical minor visitors accidents involving no third events. Nonetheless, in response to the Tips on Dealing with Site visitors Accidents,  if authorities property or autos are concerned, you need to report the accident to the police instantly, and not at all ought to this be delayed past 24 hours after the accident.

Involvement with Authorities Automobiles in Site visitors Accidents: Third-Occasion Insurance coverage Exemption

【交通意外】牽涉政府車輛點算好|撞毀政府公物賠幾多|整車前有乜要注意?

Underneath the “obligation on customers of motor autos to be insured towards third social gathering dangers,” anybody utilizing a automobile on the highway will need to have legitimate third-party insurance coverage. Nonetheless, authorities autos are exempt from this requirement. Though authorities autos are exempted from necessitating third-party insurance coverage, if they’re concerned in an accident whereas performing their duties, the federal government will present acceptable compensation in response to the circumstances.

Emergency autos, reminiscent of police, fireplace, and ambulance autos, are permitted by regulation to go purple lights with sirens. Nonetheless, they need to guarantee visitors security, and if an accident happens on account of passing a purple mild, the federal government officer remains to be confirmed liable. Notably, if you don’t yield to an emergency automobile with flashing lights and sirens, you may be fined HK $2,000.

Involvement with Authorities Automobiles in Site visitors Accidents: Declare Course of

Suppose you might be concerned in an accident with a authorities automobile, you need to not settle privately however report the accident to the police and watch for a court docket summon to find out legal responsibility. If the court docket guidelines that the federal government automobile’s driver is liable, you may search compensation from the federal government. The method is much like different visitors accident claims and will contain hiring a lawyer to pursue the declare. Nonetheless, if the court docket guidelines that you’re accountable, the federal government can also search to get well their loss from you.

Comparing the quotes from over 60 HK insurers, Kwiksure helps you choose the car insurance that best fits your requirements. Get a quote now!

Involvement with Authorities Automobiles in Site visitors Accidents | Car Restore Prices

When you intend to say automobile restore prices from the federal government, you need to have the automobile inspected by the Electrical and Mechanical Providers Division (EMSD) earlier than repairs. That is akin to a notarization course of. Failure to take action could result in difficulties in claiming compensation later, as the federal government could query the situation of your automobile and restore prices. Please observe that inspection doesn’t suggest that the federal government accepts legal responsibility.

Damaging Authorities Property | Compensation Reference

【交通意外】牽涉政府車輛點算好|撞毀政府公物賠幾多|整車前有乜要注意?

Upon damaging any authorities property (reminiscent of road lights, limitations, or highway indicators) in a visitors accident, you need to report the incident instantly and watch for the police investigation or court docket judgment. The federal government will then ship you a invoice outlining the compensation prices for the broken property.

It’s advisable to take pictures of the accident scene from totally different angles and the harm to authorities property to keep away from disputes later. Moreover, if unclear highway indicators or visitors lights contributed to the accident, drivers may also file a declare for compensation from the federal government.












Authorities Property Reference Prices (in Hong Kong {Dollars})

Barrier

Roughly $400 per meter

Street Signal

Roughly $500 every

Security Island Gentle Field

Roughly $1,000 every

Hearth Hydrant

Roughly $8,000 to $9,000 every

Crash/Accordion-style Barrier

Roughly $90,000 every

Parking Meter

Roughly $310 to $1,400 every

Site visitors Lights

Roughly $15,000 per set

Giant Avenue Gentle Submit

Roughly $18,000 to $30,000 per set

Comparing the quotes from over 60 HK insurers, Kwiksure helps you choose the car insurance that best fits your requirements. Get a quote now!

Often Requested Questions

What do you have to do for those who hit a authorities automobile?

If the accident includes any authorities property or autos, you need to not settle the matter privately. In keeping with the police’s Tips on Dealing with Site visitors Accidents, you need to report the accident instantly.

How do you compensate for damaging authorities property?

Upon damaging any authorities property (reminiscent of road lights, limitations, or highway indicators) in a visitors accident, you need to report the incident instantly. Anticipate the police investigation or court docket ruling, and the federal government will ship a invoice for the compensation prices for the broken property.

 



RELATED ARTICLES

LEAVE A REPLY

Please enter your comment!
Please enter your name here

- Advertisment -
Google search engine

Most Popular

Recent Comments