Whereas having pet insurance coverage to guard your pup is essential, many circumstances can warrant a coverage cancellation. Should you’re going through monetary hardship, I’ll share with you easy methods to terminate your Figo coverage as shortly as potential.
Nonetheless, it’s possible you’ll be contemplating canceling your Figo coverage since you’re sad with this firm’s pricing, protection, declare reimbursement, or customer support. If that’s the case, I like to recommend studying my article to seek out out what it is advisable issue into your ultimate choice. I’ve recommendations on what to think about and easy methods to discover one other supplier.
Learn Our Full Figo Pet Insurance coverage Assessment
Figo Pet Insurance coverage Cancellation Coverage
Right here’s Figo’s official cancellation coverage verbatim based mostly on the pattern pet insurance coverage coverage you’ll find on their web site.
You might cancel this Coverage at any time by emailing or writing to Us and stating the long run date that You would like the cancellation to be efficient.
Upon cancellation,You might be entitled to a premium refund. If You present Us written discover of cancellation inside thirty (30) days of the Authentic Begin Date and You might have made no Declare,We’ll refund the premium You paid Us,and the Coverage might be canceled.
If You might have made a Declare inside thirty (30) days of the efficient date,the premiums paid for or allocable to the primary month of Protection turn into absolutely earned upon the submittal of the Declare,and You’ll solely obtain a refund for any premiums paid for durations past the primary month.
After the primary thirty (30) days of the Coverage interval,We’ll compute any refund due on a day by day pro-rata foundation.
How To Cancel Your Figo Pet Insurance coverage Coverage
Not like many different suppliers,Figo solely offers you one choice to formally cancel your pet’s coverage. In keeping with their web site,Figo requires cancellation in writing through electronic mail at help@figopetinsurance.com. You can’t cancel in writing by snail mail,by telephone,or on-line.
Nonetheless,in case you have any questions earlier than canceling,name their customer support group at (844) 738-3446. Buyer help is obtainable Monday-Friday 7:00am-7:00pm and Saturday 8:00am-6:00pm (CT).
I like to recommend doing so for those who’re uncertain about their cancellation phrases. Keep in mind,after talking with one in all their brokers,you’ll nonetheless have to cancel by emailing them.
3 Points To Contemplate Earlier than Canceling Your Coverage
Should you’re uncertain whether or not canceling your Figo coverage is your only option,I encourage you to think about these elements earlier than terminating altogether.
1. Different Insurers Will Exclude Pre-Current Circumstances
One of the vital important disadvantages of canceling your Figo coverage includes protection for pre-existing circumstances. Any circumstances your pet was identified with in the course of the time your canine was enrolled in Figo’s pet insurance coverage will seemingly be excluded from protection by any new insurance coverage supplier.
This is usually a tough blow in case your pup requires ongoing remedy for a persistent situation,akin to allergy symptoms,arthritis,diabetes,or most cancers. I like to recommend calculating your canine’s medical prices coated by Figo. Are these bills one thing you may independently cowl your self?
2. Your Pet’s Age May Restrict Choices
Your present Figo coverage covers your pet for all times. Nonetheless,for those who cancel your coverage and have an aged pet,it’s possible you’ll not have the ability to discover a new pet insurance coverage coverage that meets your finances and wishes. Some suppliers have age limitsand received’t insure pets as soon as they attain a sure age (limits fluctuate by supplier).
3. Diseases &Accidents Can Happen Anytime
Some folks cancel pet insurance coverage as a result of they’ve by no means needed to submit a declare. In case your pet has by no means had any medical issues,you’re fortunate. However remember that accidents and well being circumstances can pop up at any time. Even for those who plan on enrolling your pup with a brand new insurance coverage supplier,you’ll have ready durationsearlier than your new coverage’s protection kicks in.
Continuously Requested Questions
Listed here are some questions pet dad and mom usually ask about canceling Figo Pet Insurance coverage. Should you don’t see yours right here,please ask us in our feedback.
Can I Decrease My Month-to-month Funds With Figo?
Sure,however solely throughout your renewal interval.You can also make changes to your protection in your Figo Pet Cloud account. You could possibly lower your month-to-month fee (aka premium) in a couple of methods.
- Change to the Worth Plus plan
- Take away Powerups
- Select a decrease annual protection quantity
- Scale back your reimbursement price
- Select the next deductible
Can I Cancel Figo Pet Insurance coverage At Any Time?
Sure,you may cancel your Figo pet insurance coverage coverage at any time for any motive. Figo doesn’t cost any early cancellation charges.
What Is Figo’s Cash-Again Assure?
Should you with to cancel your coverage inside the first 30 days,Figo will give you afull refund of your premium quantity,so long as you haven’t filed a declare. Should you cancel your coverage after the primary 30 days,Figo will compute any refund attributable to you on a day by day pro-rata foundation.
What Occurs To Pet Insurance coverage When A Pet Dies?
Should you’re canceling your pet insurance coverage coverage as a result of your pet has handed away,please know you’re in our ideas. Whereas that is such a tough time for you,it’s nonetheless essential to recollect to contact Figo and notify them of your pet’s passing.You are able to do so by calling or emailing Figo’s customer support division. Should you needed to euthanize your pup,a few of Figo’s insurance policies cowl prices related to veterinarian-recommended euthanasia. Verify your particular person coverage to see for those who’re coated.
How To Discover A New Pet Insurance coverage Firm
Should you’re not glad with Figo’s pet insurance coverage however nonetheless need to insure your pet,I encourage you to learn our pet insurance coverage evaluations to see which corporations we advocate. You will get quotes from lots of the prime pet insurance coverage corporations by filling out the quote type above.
Should you plan on selecting one other pet insurance coverage supplier,it’s a good suggestion to do your analysis and get quotes earlier than you cancel your present Figo coverage. This manner,you may decrease the time your pet isn’t coated. Pet insurance coverage is value it,and insuring your furry pals is an effective way to guard your pockets and ensure your pets get the mandatory well being care they want.
Why Belief Canine Journal?
Sally has over 20 years of expertise in human well being sciences communications,together with 10 years as an knowledgeable on pet well being circumstances and remedy. She’s additionally spent over a decade researching pet insurance coverage as a part of an knowledgeable group at Canine Journal. As devoted canine professionals and long-time canine house owners,we take a look at and analysis the most effective pet services,not just for our personal pups however for all of our readers.
