Wednesday, October 16, 2024
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Hurricane Helene Nationwide Flood Insurance coverage Proofs of Loss Deadline Prolonged for 120 Days From 60 Days


Whereas higher than nothing, the deadline to file federal flood proofs of loss has been prolonged to 120 days from the flooding of Hurricane Helene. It ought to have been for a 12 months, as was frequent following catastrophic hurricanes.

Right here is the language granting the extension:

To permit sufficient time for policyholders to judge their losses, I’m extending the 60-day proof of loss deadline to 120 days. The deadline for submitting a compliant proof of loss for Hurricane Helene is 120 calendar days from the date of loss.

The Nationwide Flood Insurance coverage Program is in want of reform by Congress. One of many vital adjustments ought to be an anti-technicality provision in order that the shape over declare substance permits policyholders to be paid what they’re totally owed with out having to be nit-picked to loss of life concerning the wording of particulars.

I’m sure that Amy Bach of United Policyholders and Doug Quinn of the American Policyholder Affiliation help these requires reform. I urge others to affix us by becoming a member of these organizations and writing Congressional delegations to place equity and customary sense again into the remedy of policyholders who’ve already suffered catastrophic flooding loss.



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